Seller Net Proceeds Calculator: How Much Will I Walk Away With?

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CallARealtor is an independent information site, not a real estate brokerage, and is not affiliated with the National Association of REALTORS®. Guides are general information, not legal, tax or financial advice. Rules vary by state.

Quick answer: Net proceeds = sale price minus mortgage payoff, agent commission, other closing costs, credits to the buyer and prep costs. Enter your own numbers below.

Enter your own numbers. Commission rates are negotiable and vary; closing costs vary by state and contract. This is an estimate, not a settlement statement.

Expected sale price ($)

Mortgage and loan payoff ($)

Total agent commission (%)

Other seller closing costs (%)

Seller credits or concessions to buyer ($)

Repairs, staging, moving ($)

What goes into seller net proceeds

Mortgage payoff, including any home equity loan and interest to the payoff date.
Agent commissions, if any, set by your written agreement. Commissions are negotiable, and since August 2024 many buyers sign written agreements that spell out their agent's pay.
Title, escrow, recording and transfer taxes, which vary by state. See seller closing costs.
Concessions you agree to give the buyer.

Ask your title or escrow company for an estimated settlement statement before closing. Want a local agent to price your home? Talk to an agent.

Sources

CFPB: Buying and owning a home